Why Landlord Insurance Matters
Owning a rental property is an investment — but it also comes with risks that standard homeowners policies don’t cover. With a landlord insurance policy, you’ll have protection for your buildings, liability, and rental income. At Durica & Associates, we provide rental property insurance and landlord liability protection tailored for Ohio landlords.
What’s Covered with Landlord Policies?
- Building protection and dwelling insurance for the structure of your rental homes, apartments, or condos, including roofs, walls, and attached structures.
- Landlord liability coverage if a tenant or visitor is injured on your property or claims negligence.
- Loss of rental income protection if your tenants can’t occupy the property due to a covered event like fire or storm damage.
- Property insurance coverage for appliances, fixtures, and furniture you provide as part of the rental.
- Landlord building insurance add-ons for detached garages, sheds, or fences on the rental property.
- Optional coverages like vandalism protection, legal expense coverage, or umbrella liability for extra protection.
Why Choose Us?
- Local, Northeast Ohio agents who understand rental property risks.
- Options for affordable landlord insurance coverage that protect both short- and long-term rental units.
- Professional advice to compare policies from top carriers.
- Discounts for bundling multiple properties or combining landlord coverage with other policies.
